Aircraft financing covers the purchase of a private or business aircraft, structured around the airframe rather than a home — with terms that reflect the aircraft age, value, and market.
Share a few details and our team can Tell us the aircraft and the structure you are considering — we will outline the options.
Prefer to talk now? 954-590-8464Aircraft financing is secured by the aircraft itself, much as a mortgage is secured by a home. Because aircraft depreciate and their markets move differently from real estate, underwriting focuses on the airframe, its age, its hours, and its current market value.
Programs cover private and business aviation, from single-engine piston aircraft to turbine and jet. Loans are commonly structured over terms of five to twenty years depending on the aircraft and its valuation.
The right structure keeps an expensive asset productive rather than tying up capital.
The airframe serves as collateral, so the loan is priced as secured debt.
Choose a predictable payment or a structure that tracks rates.
Programs for business use, including entity ownership.
Finance the aircraft rather than drawing down the operating account.
Amortization matched to the aircraft age and valuation.
Support with the appraisals and records the lender requires.
These are typical aircraft financing guidelines. Your exact scenario is reviewed one-on-one by a specialist.
Strong personal or business credit is required; requirements scale with the loan amount.
Typically 10-30% depending on the aircraft age, type, and valuation.
Widely accepted to around 40 years on piston aircraft, with limits varying by program.
An independent aircraft appraisal establishes the collateral value.
Airframe and engine logbooks, title search, and registration records.
Personal or entity ownership, depending on how the aircraft will be operated.
Complete one application and tell us about your goals and timeline.
We review your file, check AVIATION guidelines, and lock your rate.
We handle the details with your agent and title team — keys in hand.
Typically 10-30% of the purchase price, depending on the aircraft age, type, and appraised value. Newer turbine aircraft generally command the lower end.
Yes, subject to program limits. Many programs accept piston aircraft up to roughly 40 years old, with terms and down payment adjusted to reflect the valuation.
Yes. Entity ownership is common in business aviation, and programs are structured around it. The specifics depend on how the aircraft is used and the lender guidelines.
Submitting the contact form does not trigger a credit inquiry. If a credit pull is needed, we explain the process and get your permission first.
Talk to an Eagles Funding Group specialist about your AVIATION options — we'll guide you from application to keys.
