A merchant cash advance provides a lump sum of working capital in exchange for a share of future sales. Repayment flexes with revenue, which makes it a fit for businesses with variable daily volume.
Share a few details and our team can Tell us about your business volume and the capital you need — we will outline the options.
Prefer to talk now? 954-590-8464A merchant cash advance provides a lump sum in exchange for a fixed amount of future receivables, repaid as a percentage of daily or weekly sales. When sales are strong, more is collected; when they are slow, less is — the payment flexes with the business.
Approval focuses on business activity rather than a credit score alone, and funding often completes within days. Costs are expressed as a factor rate rather than an annual percentage rate, so comparing the total dollar cost is the right way to evaluate it.
Fast, flexible capital for businesses whose revenue does not arrive on schedule.
Applications are reviewed quickly and funding frequently completes within days.
Collections move with your sales rather than a fixed installment.
Business volume is the focus, so a weaker credit score is not automatically disqualifying.
There is no balloon or maturity date — the advance clears as sales occur.
Inventory, equipment, staffing, or a seasonal opportunity.
Typically bank statements and a short application rather than full financials.
These are typical merchant cash advance guidelines. Your exact scenario is reviewed one-on-one by a specialist.
Commonly six to twelve months of operating history required.
A minimum monthly volume threshold applies, varying by provider.
A weaker score is not automatically disqualifying — business activity carries the decision.
Applicants generally must own a meaningful share of the business.
Recent business bank statements and a brief application are typical.
A holdback percentage of daily or weekly sales, agreed at funding.
Complete one application and tell us about your goals and timeline.
We review your file, check MCA guidelines, and lock your rate.
We handle the details with your agent and title team — keys in hand.
It is among the fastest business capital options available. Applications are typically reviewed in days, and funding follows shortly after approval, depending on documentation.
Through a holdback — an agreed percentage of your daily or weekly sales. Because it moves with revenue, collections rise when business is strong and ease when it slows.
Technically it is a purchase of future receivables rather than a loan, which is why costs are quoted as a factor rate instead of an APR. Comparing the total dollar cost is the most useful way to evaluate it.
Submitting the contact form does not trigger a credit inquiry. If a credit review is needed, we explain the process and get your permission first.