MERCHANT CASH ADVANCES

Capital That Moves At Sales Speed.

A merchant cash advance provides a lump sum of working capital in exchange for a share of future sales. Repayment flexes with revenue, which makes it a fit for businesses with variable daily volume.

Fast FundingDays, not months
Revenue-LinkedFlexible repayment
Working CapitalFor daily operations
Small business owners reviewing sales on a tablet
Talk To A Business Capital Specialist

See if a merchant cash advance is the right fit.

Share a few details and our team can Tell us about your business volume and the capital you need — we will outline the options.

Prefer to talk now? 954-590-8464
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No credit inquiry is triggered by this form. Estimates only; all loans are subject to credit approval.

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What Is A Merchant Cash Advance?

Repayment that follows your revenue

A merchant cash advance provides a lump sum in exchange for a fixed amount of future receivables, repaid as a percentage of daily or weekly sales. When sales are strong, more is collected; when they are slow, less is — the payment flexes with the business.

Approval focuses on business activity rather than a credit score alone, and funding often completes within days. Costs are expressed as a factor rate rather than an annual percentage rate, so comparing the total dollar cost is the right way to evaluate it.

  • Funding in days, not months
  • Repayment tied to sales volume
  • Approval based on business activity
Why Choose MCA

Built for working capital needs

Fast, flexible capital for businesses whose revenue does not arrive on schedule.

Speed

Applications are reviewed quickly and funding frequently completes within days.

Revenue-Linked Repayment

Collections move with your sales rather than a fixed installment.

Approval On Activity

Business volume is the focus, so a weaker credit score is not automatically disqualifying.

No Fixed Term

There is no balloon or maturity date — the advance clears as sales occur.

Working Capital

Inventory, equipment, staffing, or a seasonal opportunity.

Reasonable Documentation

Typically bank statements and a short application rather than full financials.

Am I Eligible?

Simple, clear qualification guidelines

These are typical merchant cash advance guidelines. Your exact scenario is reviewed one-on-one by a specialist.

01

Business History

Commonly six to twelve months of operating history required.

02

Monthly Revenue

A minimum monthly volume threshold applies, varying by provider.

03

Credit Profile

A weaker score is not automatically disqualifying — business activity carries the decision.

04

Ownership

Applicants generally must own a meaningful share of the business.

05

Documentation

Recent business bank statements and a brief application are typical.

06

Repayment Structure

A holdback percentage of daily or weekly sales, agreed at funding.

How It Works

From application to keys

01

Share Your Details

Complete one application and tell us about your goals and timeline.

02

Get Approved

We review your file, check MCA guidelines, and lock your rate.

03

Close & Move In

We handle the details with your agent and title team — keys in hand.

Business Capital FAQs

Questions about merchant cash advances

It is among the fastest business capital options available. Applications are typically reviewed in days, and funding follows shortly after approval, depending on documentation.

Through a holdback — an agreed percentage of your daily or weekly sales. Because it moves with revenue, collections rise when business is strong and ease when it slows.

Technically it is a purchase of future receivables rather than a loan, which is why costs are quoted as a factor rate instead of an APR. Comparing the total dollar cost is the most useful way to evaluate it.

Submitting the contact form does not trigger a credit inquiry. If a credit review is needed, we explain the process and get your permission first.

Ready to fund your business?

Talk to an Eagles Funding Group specialist about your MCA options — we'll guide you from application to keys.